Cookies Policy

Last Updated: August 2023

Welcome to Poxixay.com. This Cookies Policy explains how Poxixay.com ("we", "us", or "our") uses cookies and similar technologies when you visit our website. This policy provides detailed information about how and when we use these technologies, what data they collect, and your rights to control our use of them.

By using Poxixay.com, you consent to the use of cookies in accordance with this Cookies Policy. If you do not agree to our use of cookies, you should set your browser settings accordingly or discontinue using our website.

1. What Are Cookies?

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and provide information to the website owners. Cookies can be "persistent" or "session" cookies. Persistent cookies remain on your device when you go offline, while session cookies are deleted as soon as you close your web browser.

2. Types of Cookies We Use

At Poxixay.com, we use the following types of cookies:

Type of Cookie	Purpose	Duration
Essential/Necessary Cookies	These cookies are essential for the operation of our website. They enable core functionality such as security, network management, and account access. You cannot opt out of these cookies.	Session/Persistent
Preference Cookies	These cookies allow us to remember choices you make and provide enhanced, personalized features. They may be set by us or by third-party providers whose services we have added to our pages.	Persistent
Analytics Cookies	These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. They help us improve the way our website works.	Persistent
Marketing Cookies	These cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user.	Persistent

3. How We Use Cookies

We use cookies for various purposes, including:

Improving user experience: To remember your preferences and settings, such as language and location.
Authentication and security: To verify your account and determine if you are logged in so we can show you the appropriate experience and features.
Analytics: To understand how visitors use our website, discover errors, and test different features to improve our service.
Personalized content: To provide personalized financial planning recommendations and content based on your previous interactions.
Advertising: To deliver advertisements more relevant to you and your interests, and to measure the effectiveness of our advertising campaigns.

4. GDPR Compliance and Consent Mode v2

Poxixay.com is fully committed to complying with the EU General Data Protection Regulation (GDPR). In accordance with GDPR requirements, we implement Consent Mode v2 to ensure proper handling of user consent preferences. This advanced implementation allows us to:

Respect granular consent choices for different cookie categories
Dynamically adjust the behavior of analytics and marketing tools based on user consent
Maintain accurate measurement while respecting privacy choices
Implement state-of-the-art consent signals for all integrated third-party services
Provide clear transparency about data processing activities

Under GDPR, we only process your personal data through cookies with a valid legal basis, such as your explicit consent or our legitimate interests where they do not override your fundamental rights and freedoms.

5. Third-Party Cookies

Some cookies are placed by third parties on our website. These third parties may include analytics providers, advertising networks, and social media platforms. These third parties may use cookies, web beacons, and similar technologies to collect information about your use of our website and other websites.

Third-party cookies used on our website include:

Analytics cookies: We use Google Analytics to help us understand how users engage with our website. These cookies collect information about your use of our website, including your IP address.
Advertising cookies: We work with advertising partners who may use cookies to collect information about your browsing habits and show you relevant advertisements on other websites.
Social media cookies: If you use social sharing buttons on our website, the social media platforms may set cookies that recognize you when you visit their websites.

We have limited control over these third-party cookies. We recommend checking the privacy policies of these third parties for more information about how they use cookies.

6. Your Cookie Choices and Control

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences in the following ways:

Cookie Consent Tool: When you first visit our website, you will be presented with a cookie consent banner that allows you to accept or reject different categories of cookies.
Browser Settings: You can set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our website though your access to some functionality and areas may be restricted.
Cookie Preference Center: You can change your cookie preferences at any time by visiting our Cookie Preference Center available on our website.

Please note that essential cookies cannot be rejected as they are strictly necessary to provide you with services that you have requested.

7. Data Retention

Different cookies have different lifespans. Some cookies are deleted when you close your browser (session cookies), while others may stay on your device for a set period (persistent cookies). The specific retention periods for each cookie can be found in our Cookie Preference Center.

8. Policy Updates

We may update this Cookie Policy from time to time to reflect changes in technology, regulation, or our business practices. Any changes will be posted on this page with an updated revision date. If we make significant changes to this policy, we may provide additional notice such as a prominent website notice or email notification.

Last Updated: August 2023